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Student Loans


The Smart Option Student Loan for Ottawa Savings Bank by Sallie Mae. For borrowers attending degree-granting institutions.

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.  To learn more or to apply, please get started here.
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The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists



iHelp Loan iHELP is a simple way to get student loans for college. iHELP offers two private loan programs brought to you by a network of community banks.
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The iHELP student loan provides students and their families a way to cover the gap between the cost of education and other financial resources such as scholarships, grants and federal student loans. The iHELP consolidation loan program gives college graduates a way to unify student loans into one potentially money saving account.