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Identity Theft

Identity theft occurs when someone steals your personal information to establish credit, purchase items or borrow money in your name. Here are ways to protect yourself:

The following links may direct you away from the OSB website.

  • Protect your Social Security number (SSN), credit card and debit card numbers, PINs (personal identification numbers), passwords and other personal information.
  • Report lost or stolen checks immediately.
  • Notify your bank of suspicious phone inquires such as those asking for account information to "verify a statement" or "award a prize".
  • Shred financial solicitations or statements before disposing of them.
  • Deposit your mail into a secure, official Postal Service collection box.
  • Keep your financial trash "clean."
  • Keep a close watch on your bank account statements and credit card bills, if regular bills fail to reach you, call the company to find out why.
  • If your bills include questionable items, investigate immediately.
  • Avoid phishing scams. Never reply directly or click on a link in response to an email that asks for personal or financial information. Remember-we will never contact you via email to ask for personal financial information.
  • Get your free credit report at or call 877-322-8228.
  • For additional information go to