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Auto Loans

Current auto loan specials on 2017 thru 2020 vehicles

Rates too GOOD to be true!!!  Call us today for details


Jim Rochetto Ottawa Savings Bank

Jim Rochetto

Jim has 29 years of banking experience.  He is responsible for all aspects of the bank’s retail lending other than owner-occupied first mortgages. This includes business development, origination, underwriting and servicing. The loan products include home equity lines of credit, auto, boat and RV loans, and unsecured loans. Jim will also be working with small business clients to meet their credit needs as well.

Jim holds a Bachelor of Science degree in Finance from Western Illinois University. He lives in Ladd with his wife Tammy. They have two grown daughters.

Click to Contact Jim Rochetto for your auto loan needs!


Tamara Dahl

Tamara has been with OSB Community Bank since March, 2019, serving as the Assistant Manager of our Morris branch facility.  With over 11 years of retail lending experience, Tamara possesses the knowledge and expertise to meet the retail credit needs of our Morris customers.  Tamara holds an Associates Degree in Paralegal Services and has been involved in a number of community organizations and events.  In her spare time, Tamara enjoys antiquing, crafting and camping.

Click to Contact Tamara Dahl for your auto loan needs!



Interest rates as of , :

New/Used – 2018 through 2021

Term Interest Rate Annual Percentage Rate (APR)
Up to 60 Months 3.50% 3.861%
61 – 72 Months 4.125% 4.430%

Used – 2016 through 2017

Term Interest Rate Annual Percentage Rate (APR)
Up to 60 Months 4.000% 4.361%

Used – 2013 through 2015

Term Interest Rate Annual Percentage Rate (APR)
Up to 60 Months 5.250% 5.614%

Used – 2012 & older

Term Interest Rate Annual Percentage Rate (APR)
Up to 48 Months 6.000% 6.450%

Above rates will receive a .25% discount with an Automatic Funds Transfer from an OSB checking or savings account.

Borrowers with higher credit scores will receive the rates listed above.

Lower credit scores will result in higher interest rates.  Your rate will depend on your credit score.

Rate qualifications will be determined by taking the score of each applicant and averaging the scores.

Payment Example: A $10,000.00 new car loan for a term of 60 months at 3.625% would require 60 monthly payments of $184.36.

*All rates and terms are subject to change without notice.