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Checking

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Advantage Checking Account

  • Minimum balance of $100.00 to open this account
  • A $5.00 service fee will be imposed if the balance in the account falls below $500.00 any day of the cycle. This fee will not apply if you maintain a daily balance of $5,000.00 in a savings, money market, certificate of deposit, a direct deposit, or any type of loan account with Ottawa Savings Bank
  • Earns daily interest regardless of balance
  • FREE semi-custom checks (duplicate style available at a small cost)

School Spirit Checking Account

Receive complimentary distinctive and colorful checks featuring the logo of Ottawa High School, Marquette Academy, Seneca High School or Morris High School.

  • Minimum balance of $100.00 to open this account
  • Earns daily interest regardless of balance
  • No monthly service charge
  • No charge for checks

EZ Checking Account

  • Minimum balance of $100.00 to open this account
  • NO monthly service charge

Common Features of all Checking Accounts

  • Offers telephone transfers
  • Access to internet banking and online bill pay
  • Mobile text banking
  • E-Statements available
  • Monthly statements available with check images included
  • Includes statement binder and checkbook cover
  • Unlimited check writing
  • Overdraft protection available
  • ATM/DEBIT card
  • Accepts direct deposit